Posts Tagged ‘Extent’

Child custody, in and out of court settling of San

Sunday, January 17th, 2010

Child custody, in and out of court settling of San Diego divorce cases

With the increase in the number of San Diego divorce cases, there comes a complication of the issue of child custody to an extent that could not have been imagined before. A San Diego divorce case does not entail just the problem of the separation of the two spouses, but also the division of assets, assigning child custody and handling the taxes in a beneficial way for the divorcing parties. Because of the legal complications of the San Diego divorce cases and the associated child custody hearings, lawyers find themselves getting closer and closer to the separating couple, to the extent of becoming some sort of personal advisors. On many occasions, the lawyer is the only one to be able to properly deal with the complexities of a San Diego divorce. A San Diego divorce can become so stressful that the members of the couple end up losing control of their behavior, especially when child custody is at stake.

The issue of child custody may appear during several stages of a San Diego divorce case. For one thing, given the delicate nature of the situation, the attorneys may advise the couple to settle child custody out of court, so as not to leave the final decision in the hands of a judge that does not personally know the family and their circumstances. However, the question of children can be so hard to agree on, that the parents may just decide to leave it up to the court and then a large portion of a San Diego divorce trial will focus on child custody. According to the judges, the toughest question to settle during a San Diego divorce is precisely whom to leave the children with. Usually, a San Diego divorce and the associated child custody battle will be settled in favor of the mother.

The ruling passed by the judge may not be the final word in a San Diego divorce case though. After the confrontation in court, the struggle of the San Diego divorce can continue unofficially and may even take on violent forms. Especially as regards child custody, things can get rough, as one of the parents may decide to by-pass the decision made during the San Diego divorce trial and kidnap the child from the custodian parent. Although this is not the norm, it can happen that emotionally unstable parents feel the decision of the judge to be so unjust that they have to take the issue into their own hands. The kidnapping is possible because the child will trust the non-custodial parent, so the little one may be taken away without much ado. If there is a need for a stronger confrontation, the threat of fire weapons may be used, which is possible in the case of a San Diego divorce given the extensive availability of fire guns in California.

When the situation gets aggravated to such an extent, it is usually only the divorce lawyer that can intervene. The attorney will first establish the legal framework for getting the child back to the custodial parent. In order to do this, the lawyer will go back to the judge of the San Diego divorce trial and ask for a restraining order against the non-custodial parent, thus emphasizing the danger that he/ she represents for the child. The lawyer will then make use of his professional connections with the police, detective agencies, and the district attorneys office in order to trace the parent who took off with the child. These are resources that are not readily available for the custodial parent. Once the kidnapper parent has been located, the lawyer will try to establish a channel of communication with him, either by entering into dialogue with the kidnapper, or by putting the two parents into contact with each other. If the child is thus recuperated, the attorney has to secure that the custodial parent and child will be protected from the repetition of the deed. It is only after child custody has been thus settled that the San Diego divorce case can be considered closed.

San Diego divorce cases, just like all divorce cases around the United States, have become more numerous and more stressful for the parties involved. There seems to be a larger degree of alienation between the feelings and wishes of the family going through the separation and the results achieved in court. This happens because of the high degree of specialization of the divorce cases, which makes it impossible for the members of the couple to handle the separation and the associated settlements themselves. Because of this reason, all will be decided during a legal case, where -attorneys will argue for the two positions and an unknown judge will pass the final ruling. Not surprisingly, one of the two parties, if not both, will find the resolution of the case suboptimal, or even traumatic. This feeling of frustration, combined with the general high stress level associated with any divorce, may lead to violent acts, such as the kidnapping of children. In this situation again, it is the -lawyers and judges that will locate the culprit and assign the appropriate punishment. The two spouses turn from lovers into warring factions.

Bad Credit: County Court Judgements Explained

Friday, December 25th, 2009

Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover the debt.

If you get into arrears and fail to come to a repayment agreement, your creditor may decide that pursuing a CCJ is the only option. The first you’ll hear about it is when you receive a ‘Claim Form’ through the post, sent to you by the county court. This form will set out the details of the claim, including who the creditor is and how much they say you owe them.

If you were unaware of the debt, for instance if you’d moved house and lost contact with the creditor, then repaying the full debt now will stop proceedings going any further. If however you can’t clear the debt, then you should fill out an ‘Admissions Form’ which will also have been sent to you.

This form asks for information about your income and expenses, which the court will take into account when hearing your case. The Admissions Form should be returned within 16 days of the postmark it holds, although if you intend to dispute or defend the claim then you can apply to have the hearing delayed an extra 14 days in order to prepare your defence.

Once you’ve filled in these forms and returned them to the court, there will be a simple hearing carried out in private. You don’t have to attend the hearing so long as you’ve completely filled in the necessary forms, or unless you wish to dispute aspects of the claim.

At the hearing, the court will objectively review the claim and the information you’ve provided, and come to a decision about the amount of money (if any) you owe, and how it should be repaid. It’s important to note that no one is being found ‘guilty’ or ‘innocent’ here, the court is simply trying to fairly resolve a civil financial dispute.

If the decision upholds the claim against you, then the court order or CCJ is issued. Even at this stage you can stop the damage to your credit record, as you’ll have one month from the date of the court hearing to repay the debt in full to stop the CCJ being put on record.

After a month, the CCJ will be entered on to the Register of County Court Judgements, and from there it will make its way onto your credit files held by the various credit reference agencies.

The presence of one or more CCJs on your credit file will effectively close off most kinds of finance to you, as most lenders will be very reluctant to advance credit to people in these circumstances. Once, however, you’ve cleared the debt, then the judgement will be marked as ’satisfied’, and while this will not remove it from your record it is a lot less harmful to your credit worthiness than an uncleared CCJ.

If you have a CCJ on your record, you might be tempted by companies promising to remove it and clean up your rating. Unfortunately, this is only feasible in a few cases. Sometimes, the CCJ is entered on to your record by mistake even though you cleared the debt within the one month time limit. If this has happened then you have the right to have it removed from your records.

The only other ways to have a CCJ removed is to show that there was something wrong with the way in which the judgement was awarded. If, for example, you didn’t receive the initial Claim Form, and you were unaware of the proceedings, then you didn’t have the chance to defend yourself and so the judgement is invalid.

In these circumstances, you can apply to the court to ’set aside’ the judgement and it will be removed from your file, with the whole process starting again with a new claim and hearing. Any attempt to gain a ’set aside’ without a reasonable argument could be seen as wasting the court’s time, with all the legal penalties that would entail.

If you receive a Claim Form through the post, it’s important not to panic. Although a CCJ against your name is harmful to your credit rating, it isn’t a criminal matter and won’t lead to further action such as repossession of your home or bankruptcy. The CCJ procedure is there so that the court can help to resolve your debt in a way that is fair to both you and your creditor.